Physicians & Surgeons Liability Coverage
 
Program Overview ProAccess is a 50 state licensed Wholesale Broker representing multiple carriers for hard to place and/or “Gray” doctors for Physicians and Surgeons Medical malpractice cover.
   
Coverage Physicians and Surgeons Medical Malpractice coverage underwritten by Non-Admitted Excess and Surplus Lines Best Rated A IX companies
   
Eligibility Individual practitioners to groups with no restrictions on number of doctors.
   
Coverage Features

Prior acts coverage available
Expense Outside of Indemnity Limit Available Incident sensitive claim trigger
ERP’s of up to 5 years available
Consent to settle options available
First Dollar Coverage available in certain instances

   
Limits $1 million/$3 million
   
Availability All states except Kansas and New York
   
Requirements All Carriers will provide a non-binding premium indication from any ProAccess “approved carrier” application. Binding Carrier’s application is required to bind coverage.