| Program
Overview |
ProAccess has brokerage agreements with A rated
carriers willing to consider various sized law firms
unable to purchase insurance in the standard marketplace,
for reasons of claims activity, disciplinary history,
practice specialty or other unusual risk characteristics. |
| Coverage |
Lawyers Professional Liability coverage written on a
claims-made form, with non-admitted carriers
Prior acts coverage will be considered |
| Eligibility |
Solo practitioners to 100 attorney firms
All areas
of practice can be considered |
| Coverage Features |
Coverage is triggered by the reporting of a claim
The policy does not respond to incidents
Extended
Reporting Period (tail) coverage for 12 to 36 months
Coverage limited to acts on behalf of the firm
Wide range of policy limits and deductibles available
Prior acts coverage will be considered |
| Limits |
Up to $1,000,000/$1,000,000 (including defense costs)
for smaller firms
Limits of $5,000,000/$5,000,000
available for larger firms, as well as excess limits. |
| Availability |
All states and the District of Columbia |
| Requirements |
Completed carrier application and supplements
(available within this website)
The carriers we use write
on an excess and surplus lines basis
We can
only accept business from agents with surplus lines
licenses. |